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Buying a home can be an overwhelming experience. You don't want to worry about your mortgage rate being too high.

If you're not careful, you can lose thousands of dollars in unnecessary closing costs and interest. It's worth the extra effort to find a lender that will give you a low rate, and help you through the lending process with professionalism and respect.

With all the different types of mortgages, and terms associated with home loans, it's very easy to get confused. This site addresses some of the most common questions that potential homeowners have when seeking a mortgage loan.

Here, you'll learn all about the different types of loans available, how to find the best rates, and how to ensure that your lender isn't taking advantage of you.

Be sure to check out the mortgage resources. They contain valuable information that can save you thousands of dollars!


Recent Mortgage Info
Barack Obama Received Preferential Treatment on his Mortgage - In this article we learn that Chris Dodd isn?t the only prominent Democrat to receive preferential treatment from the mortgage industry. Barack Obama also received a sweetheart deal with a mortgage broker. This is the same industry that these Democrats believe is so corrupt that they have introduced a bill, which has now passed that would require people in the mortgage industry to register with a national fingerprint registry.  They have no problem however when it comes to them receiving wha [Read More...]

Your Interest Rates Are About to Go Up - By Andrea Dickson The thing about financial crises is that they never fail to affect everyone. Just because your entire investment portfolio didn't implode when the dotcom bubble burst doesn't mean that you weren't laid off like thousands of other people. Didn't get sucked into a subprime mortgage? Lucky you. You still need to watch your back, because your fiscal responsibility doesn't mean that you're safe from the crisis fallout. Our economy is in the midst of a serious slide (bordering on a [Read More...]

OBAMA GOT DISCOUNT ON HIS HOME LOAN - Believe it or not, this is the Washington Post reporting: Shortly after joining the U.S. Senate and while enjoying a surge in income, Barack Obama bought a $1.65 million restored Georgian mansion in an upscale Chicago neighborhood. To finance the purchase, he secured a $1.32 million loan from Northern Trust in Illinois. The freshman Democratic senator received a discount. He locked in an interest rate of 5.625 percent on the 30-year fixed-rate mortgage, below the average for suc [Read More...]

The corollary of the IOKIYAR Rule - If everything is OK if you're a Republican, then the corollary is "Everything is shady if you're a Democrat." In 2004, mortgage rates were dropping. We were two years into a 15-year fixed rate loan at 5.75%. I was seeing rates of below 5% on a number of sites, and had received a quote of 4.75% from Quicken Loans. I called our lender and said, "I have an offer of a 4.75% refinance from Quicken Loans. I'd like to stay with your company. What can you do for me?" The answer was that they could meet [Read More...]

Obama?s Sweetheart Mortgage Deal - This is big folks? The MSM is not going to be able to ignore this story: Shortly after joining the U.S. Senate and while enjoying a surge in income, Barack Obama bought a $1.65 million restored Georgian mansion in an upscale Chicago neighborhood. To finance the purchase, he secured a $1.32 million loan from Northern Trust in Illinois. The freshman Democratic senator received a discount. He locked in an interest rate of 5.625 percent on the 30-year fixed-rate mortgage, below the average for su [Read More...]

Obama's Countrywide-like Sweetheart Mortgage Deal - Shortly after being sworn in as a U.S. Senator in January 2005, Obama bought a Georgian mansion in an upscale Chicago neighborhood. Obama bought the house for $300,000 less than the asking price of $1.95 million. The Obamas' income had just risen dramatically. As a U.S. Senator, Obama got an annual salary of $162,100, Random House agreed to reissue an Obama memoir as part of a $2.27 book million deal, and the University of Chicago Hospitals promoted Michelle Obama and more than doubled h [Read More...]




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